The USA figures are much lower (only 42,343 External Debt Per Capita), but these figures do not correlate with current data from other sources like Bloomberg or economic reality. Just look at the Wikipedia figures for a filthy rich and stable country: …

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The second part is the one that’s grabbed headlines; the president has dedicated 75 billion toward efforts to prevent foreclosures. Chief among these efforts is a plan to reduce monthly payments for troubled borrowers. For those spending greater than …

In a mortgage loan, the mortgagee needs to ascertain the value of the pledged item very carefully and needs to ensure that the value is higher than the amount of loan taken, as in case of default by the borrower, the lender can recover the amount by se…